Your Complete 2026 Guide to the First Home Owners Grant in Queensland
Your Path to Home Ownership
We understand
Buying your first home is a significant milestone, a step that not only marks personal achievement but also provides a sense of security.
At Australian Building Company, we understand that the path to home ownership can be both exciting and challenging.
Fortunately, the Queensland Government offers strong support for first home buyers, including the First Home Owner Grant (FHOG). This guide outlines everything you need to know about the FHOG, including eligibility criteria, the application process, and tips to help you make the most of it. We also cover other current QLD concessions and schemes worth knowing about.
But first...
What is the First Home Owner Grant?
The First Home Owner Grant is a government initiative designed to assist first-time home buyers with the purchase or construction of their first home.
In Queensland, the grant offers $30,000 to eligible applicants, providing essential financial support to make home ownership more accessible. This boosted amount has been extended until 30 June 2026 and applies only to eligible new homes valued at less than $750,000 (land and building combined).
Eligibility Criteria
To qualify for the First Home Owner Grant in Queensland, you must meet the following criteria:
How to Apply for the First Home Owner Grant
Applying for the FHOG in Queensland can be simple (as easy as ABC!) if you follow these steps:
Step 1: Gather Required Documentation
Make sure you have the following documents:
- Proof of Identity: Passport, driver’s license, or birth certificate.
- Residency Proof: If you are a permanent resident, provide relevant documentation.
- Contract of Sale or Building Contract: Depending on whether you are purchasing or constructing.
- Settlement Statement or Completion Certificate: To confirm settlement or construction completion.
Step 2: Complete the Application Form
You can apply through your approved lender or directly via the Queensland Revenue Office. Be sure to fill in the form accurately with all required details.
Step 3: Submit the Application
Submit your completed application and supporting documents to your lender or the Queensland Revenue Office. If you apply through a lender, they will manage the submission on your behalf.
Step 4: Await Approval
Processing times vary depending on how you lodge and whether all documents are provided. If approved, the grant will be paid to your lender or directly to you if no loan is involved.
Tips for a Successful Application
- Double-Check Eligibility: Ensure you meet all criteria before applying.
- Accurate Documentation: Provide complete and correct documents to avoid delays.
- Timely Submission: Submit your application early to meet any deadlines.
- Seek Professional Advice: Consult with a financial advisor or mortgage broker for personalised guidance.
Additional Benefits and Concessions
As a first-time homebuyer in Queensland, you may also qualify for additional benefits, including:
- Transfer Duty (Stamp Duty) Exemption: From 1 May 2025, eligible first home buyers in Queensland pay no transfer duty on brand new homes or vacant land, with no property price cap. For established homes, eligible first home buyers pay no transfer duty on properties valued up to $700,000. A partial concession may still apply for established homes valued between $700,000 and $800,000.
- Queensland Boost to Buy: Introduced in the 2025–26 Budget, this shared equity scheme supports eligible first home buyers with a minimum 2% deposit and a government equity contribution of up to 30% for new homes or 25% for existing homes, on properties valued up to $1 million. Income caps apply: up to $150,000 for single purchasers and up to $225,000 for couples or singles with dependants - both significantly above the thresholds on the federal Help to Buy equivalent.
- First Home Guarantee: From October 2025, the federal government's 5% deposit scheme raised property price caps to $1,000,000 for Brisbane, the Gold Coast and the Sunshine Coast, and $700,000 for the rest of Queensland. This stacks well with the uncapped new-build stamp duty exemption above.
- First Home Super Saver Scheme (FHSSS): Use superannuation savings for your home deposit with tax benefits.
Ready to take the first step?
The First Home Owner Grant in Queensland is an excellent resource, helping you turn your dream of owning a home into reality. By understanding the eligibility criteria and following the application process, you can maximise your benefits.
Australian Building Company's Easy As process is built to take the stress out of paperwork and next steps, so you can focus on the exciting part: your new home.
For more information or assistance, visit the Queensland Revenue Office website, or contact our team of experts for personalised advice.
Australian Building Company is just a call away, reach out to us for expert support on your path to owning your first home.
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